Life and Health Insurance Pre-Licensing

The Banking, Accounting, Insurance, and Financial Services industries often require licensure of management candidates and agents. This interactive course fulfills the mandatory State of Illinois study hours required to take the Life and the Accident and Health Licensing Examination. Through in-person presentation and lecture, and online self-study and review, this course includes preparation on all key topics covered in the State Examination, as well as detailed case studies, use of product examples, and client-scenario illustrations. Basic insurance concepts, insurance law, NAIC insurance guidelines and presentation of sales concepts to client parties are included. Other topics include: completing applications, suitability of sales, uses of various insurances, and interacting with other advisory professionals. Affordable Care Act, Medicare and Medicaid, Health Insurance Exchanges, and Social Security are additional covered topics. State of Illinois rules require attendance at all classes, or make-up sessions for missing hours. At the end of the course, students will receive certificates that allow them to sit for the State of Illinois Life Examination, and the Illinois State Accident and Health examination. The course materials include an online practice examination and review system, as well as supplemental audio (downloadable) and downloadable text materials. A textbook is optional, and may be purchased through the CLC bookstore prior to class. An online materials package is mandatory. Instructions on accessing the online materials package will be presented at the first class. This class is also recommended for Affordable Care Act Navigators. This class also fulfills the requirements to obtain Life and Accident/Health Insurance Licensing in the State of Wisconsin. Wisconsin residents should NOT purchase the optional textbook.